Tag: identity

Identity Theft

identity theft

Is Your Child At Risk of Becoming a Victim of Identity Theft?

Anyone can be a victim of identity theft. Unfortunately, since young people are less likely to monitor their credit and may make themselves especially vulnerable to identity thieves, students at all levels are a common victim of identity theft.

Think Your Child is Too Young to Be the Victim of Identity Theft?

Think again! Whether your child is six years old and is just starting school, or is eighteen and going off to college, he can be a target and victim of identity theft for many reasons. By taking a few simple steps to safeguard his identity, you can help prevent your child from becoming the next victim of identity theft.

There are many actions you can take to reduce the risk of your child becoming a victim of identity theft. The first thing you need to do is setup a system for keeping tabs on your child’s credit. We recommend creating a Credit Calendar to make it easy and free to monitor his credit and be alerted of any suspicious activity all year round.

Here’s how a Credit Calendar works to help prevent your child from being a victim of identity theft: There are three credit bureaus, Equifax, Experian, and Transunion, and each bureau allows you to order your child’s credit report for free once every year. Use your child’s Credit Calendar to record when you can order your child’s credit report from each agency. You’ll request a report from one of the three credit bureaus every four months, on a rotating schedule, to ensure there is no lapse in his credit monitoring each year.

Begin protecting your child from being a victim of identity theft by creating his Credit Calendar today. Here’s the contact information for the three credit bureaus:

  • Equifax: 800.685.1111 and www.equifax.com
  • Experian: 888.397.3742 and www.experian.com
  • Transunion: 800.680.7289 and www.transunion.com

Child Credit Card Offers: Clear Signs Your Child Is the Victim of Identity Theft

Your mail carrier may be the one to deliver the news that your child has become a victim of identity theft. If your child begins to receive credit card applications in the mail, it’s very likely that he is a victim of identity theft. A typical scenario is that someone steals a child’s Social Security Number, creates a new identity, and uses that new identity to obtain credit. Of course, this can destroy your child’s credit, not to mention his good name, before he’s even old enough to actually use his own credit!

So, what’s the identity of that “someone” who stole your child’s personal information and made him an unwitting victim of identity theft? Studies show that the most common child identity thief is a close relative, including a parent or childcare provider. Indeed, vigilance is vital to protecting your child from being a victim of identity theft.

A Growing Threat: College Students Are a Leading Target and Victim of Identity Theft

By the time he’s ready for college, your child may be smarter but, unfortunately, being smart doesn’t necessarily correlate to avoiding becoming the victim of identity theft. According to the Federal Trade Commission (FTC), the fastest and largest growing group most susceptible to being a victim of identity theft is people between the ages of 18 and 29.

A college student often becomes a victim of identity theft because he makes personal information available to other students, including his Social Security number, address, credit card numbers, and bank account numbers. This information can be accessed in a number of ways, such as buying products on insecure Internet sites, leaving credit card offers in plain sight in the dorm, and not properly protecting student loan information.

Act Now to Help Your College-Age Child Avoid Being the Victim of Identity Theft!

There are many actions your college age child can take to prevent identity theft:

  • If he hasn’t done so already, it’s time to create that Credit Calendar to regularly keep track of his credit with the three credit bureaus
  • Shred every credit card application that arrives in the mail
  • Be careful when obtaining school-branded credit cards, which often contain such incentives as free gift cards, tee-shirts, and pizza when he applies

In addition to the damage inflicted by identity thieves on your child’s credit, many employers also review credit reports of job candidates. As competition for the best jobs increases, you don’t want your child’s future to be jeopardized simply because you didn’t take the proper precautions to avoid becoming a victim of identity theft from the time he began his education to the time he began his career. Whether you have a young child just starting first grade or a teenager ready to start college, now is the time to take action to prevent him from being another victim of identity theft.

Need help and more information to learn how you can protect your child from becoming a victim of identity theft? Contact The Identity Advocate today at 310.831.4400 or email info@theidentityadvocate.com. Visit www.theidentityadvocate.com.

About the Author

Linda Vincent, R.N., P.I., is an identity theft and healthcare fraud prevention expert specializing in medical consulting and investigations. She teaches corporations, professional practices, and consumers how to stop identity theft.

Start protecting your identity today by calling The Identity Advocate at 310.831.4400 or emailing info@theidentityadvocate.com. Visit www.theidentityadvocate.com.

Identity Theft


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Not a week goes by when identity theft isn t mentioned in the media or that a Congressional outcry isn t heard about this unrelenting crime. The first authoritative book on identity theft, Identity Theft Handbook is written by a career professional who has spent over 25 years investigating and preventing identity theft in both the public and private sectors. Its rich real-world content includes interviews with government and private sector thought leaders. As well, the costs of identity theft, future trends, and prevention guidance is discussed. For investigators, auditors, and managers.

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This is the eBook version of the printed book. This Element is an excerpt from The Truth About Avoiding Scams (9780132333856) by Steve Weisman. Available in print and digital formats.   Preserve your good name! Learn how to prevent, recognize, and halt identity theft–the nation’s #1 scam!   Identity theft is and will be for the foreseeable future number one among scams. More than a third of all fraud complaints to the Federal Trade Commission are for identity theft. In 2006, 14 million Americans were victimized. Identity theft is an attractive growth industry in the criminal world. It is easy to accomplish and difficult to catch….

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Twenty-seven million Americans have been victims of identity theft in the last five years and the total cost of identity theft approaches $48 billion per year (total costs to businesses are $43 billion and the direct cost to consumers is $5 billion) These staggering statistics have prompted security consultant Michael Arata to provide readers with the resources they need to guard themselves against identity theft In this valuable book, Arata offers easy-to-follow, straightforward advice on understanding identity theft, minimizing risk, maintaining vigilance, choosing who to share personal information with, selecting hard-to-guess PINs, determining victimization, reviewing a credit report, charting a course of action, resolving credit problems, reclaiming good credit, and much more Explains how to recover successfully if identity theft does occur Author Michael Arata, CISSP, CPP, CFE, ACLM, is a veteran of the security industry with more than fifteen years of experience

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Practical solutions to help you deter, detect, and defend against identity theft. In 2008, 9.9 million Americans became victims of identity theft. The cost exceeded $48 billion in 2008; consumers spend some $5 billion out-of-pocket each year to clear up resulting fraud issues. This guide will help keep you from becoming the next victim. Written by a veteran security professional, Identity Theft For Dummies gives you the tools to recognize what information is vulnerable, minimize your risk, stay safe online, and practice damage control if your identity is compromised.:; If you have a name, a date of birth, and a Social Security number, you’re a potential victim; this book helps you recognize your risk and defend against identity thieves; Explains what identity theft is, how it happens, and how to recognize if you have become a victim; Shows how to protect your personal information, how to be discreet in public places, how to interpret your credit report, and why you should monitor your financial statements; Helps you recognize risks you may not have considered, such as what you set at the curb on trash day; Provides advice on how to clear your name if you are victimized. Identity Theft For Dummies arms you to fight back against this growing threat.

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Id Theft Solution

id theft solution

No More Identity Theft – Signature Crime of Our Times

ID theft is one of the crimes that folk are always talking about.

Media is one of the best identity theft resource centers. You’ll be able to find all related stories, new methodologies and solutions for this crime through media. It is also due to them that folk have gotten all the required info to battle the spread of identity theft.

theft resource centers that are focusing on the difficulty to hand it seems that this crime is steadily expanding in numbers. Can all this be accredited to the fact that these thieves are getting wiser everyday?

There are more factors that could be contributing to the spread of I.

Personal data storage.

One of the reasons for its expansion is the wrong up keeping and dropping of individual’s imperative info and financial information. This could be due to the myth that I. D. theft is only limited to trading and patron based areas.

But then, all kinds of business are in peril. Though the most vulnerable would be and banking and lending institutions, real estate and facilities management and other related fields.

It can be noted that the government are also not taking these crimes sitting.

Other means of prevention.

New and different measures can be seen in the way credit and other financial transactions are done. One example is the so-called security freeze. When somebody is making an application for credit, the freeze can be lifted off for a certain time so that application can be processed.

The advance technology of today is also helping people and companies protect and store info. With the portability of computers and the speed of Web connections, people are shifting to using electronic pictures more.

The higher cost of having electronic storage info made is only reasonable when you compare it to the cheaper ones that are not really working effectively for your business. Besides, the advantages you’ll be getting out of this electronic deals are sufficient to make up for the pricetag you paid initially.

You probably will get more customers because they are assured of the security measures that you can give them.

Each format is created safe and access can be encrypted or can be protected by a password.

A lot of pages can be saved on a single CD ROM. Thus abolishing file cabinets and the potential risk of identity thieves finding vital information in back room storage areas. Disaster recovery is also made easy when information is archived electronically and stored in a secure off site location by a service provider.

There should be no doubt in your mind that this crime is rising and it can get to you when you least expect it. By adding important features to business establishments, its owners and customers will have a peace of mind that they will not become victims of fraud and there will be no more identity theft.

You can check some more identity theft resource center to find out what is being developed to help prevent this crime from getting to you and going out of hand. Help stop this madness and add to the effort of making sure there is no more identity theft
.

About the Author

G. Donald Ttoca Is an avid internet user and currently runs a number of video based website built with Video Blizzard, a software platform that creates instant video websites. http://heroapps.com

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ID theft is the fast-growing financial crime in the world. This book explains, in plain English, how to make sure your credit history, financial data, account information and other essentials remain safe. It combines interviews with law enforcement and security experts with case studies to give readers the knowledge they need to avoid ID theft. To make their points, they use real-life examples and offer tips and checklists. A good, current overview. Library Journal This comprehensive look at one of the fastest growing crimes in the U.S. does exactly what its long title promises. Publisher’s Weekly

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Pr>The Truth About Identity Theft “This book will open your eyes, scare you smart, and make you think twice. Identity theft can happen to you and this book is a must read. Jim Stickley tells you why and how you need to protect yourself.” Matt Lauer , Anchor, TODAY Show “Nowadays, identity theft is an all-too-common occurrence that puts more than just your finances in jeopardy. Fortunately, Jim Stickley's easy-to-understand advice can teach you how to spot and stay ahead of security threats. In short, this book is a must read.” Wes Millar , Senior Vice President of CUNA Strategic Services   “In an age when identity theft will affect everyone sooner or later, this book is simply a must-read. Jim Stickley teaches you to spot the danger signs and offers smart solutions for everything from banking security and online shopping scams to medical identity theft. Whether it's you, your parents', or your kids' identities, everyone has something to protect. This book tells you what you need to know.” Jim Bell , Executive Producer, TODAY Show   “Jim Stickley shares his amazing experiences as a professional hacker in the most entertaining manner. He’s a great storyteller and captures your attention with his experiences, which will make you want to upscale your efforts protect your firm’s data and your own ID. Jim’s stories are fascinating. Most of us can’t imagine how simple it is for him to succeed as a conman in situations we think are safe. The trade secrets of hackers he shares with us are mind boggling! You won’t let your guard down after learning what Jim has actually done to get companies and individuals' private information. He’s the updated version of 'To Catch a Thief'[el]but he’s a good guy!” Nancy E. Sheppard , President & CEO of Western Independent Bankers (A Trade Association of 350 Banks)   “If you’re not worried about identity theft, you should be[el]and Stickley tells you exactly why. His engaging writing style, coupled with real-life stories about identity theft and concrete actions to help you prevent identity theft are exactly what’s needed to make people take notice of this growing crime. I’ll recommend this book again and again!” Jerri L. Ledford , About.com Guide to Identity Theft   Everything you must know to protect yourself and your business from identity thieves!   • The truth about real-world identity theft attacks • The truth about how easy it is for thieves to make off with your identity • The truth about stopping identity thieves in their tracks   Jim Stickley has stolen credit cards, hacked Social Security numbers, robbed banks, and created fake ATMs. He has broken into armed government facilities and has stolen from teenagers. He is an identity thief, but he is no criminal. Fortunate

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When a naïve small-town boy falls hopelessly in love with an unrepentant criminal, the shockwave created by their forbidden union threatens to rock a conservative American town to its very core. Guy (Matthew Burnett) was always such a polite and reserved young man, who could ever suspect that he would fall for the shadiest character in town? When the flames of their passion burn out of control that they scorch the local evangelical church, these two disparate lovers quickly discover just how closed-minded small-town America can truly be. With a soundtrack by disco star Hedda Layne, an endless parade of Leathermen, and one truly over-the-top preacher, Theft is a feel-good gay film that aims to keep audiences laughing until the closing credits. ~ Jason Buchanan, Rovi


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Identity Theft Solution

identity theft solution

Identity Theft Statistics – Reasons For Concern

The latest official identity theft statistics are out and they are disturbing, alarming and frightening. Most people usually wait until something happens to them before taking action. This is usually the case all over the United States when it comes to victims of this crime. By taking a proactive stance and the defensive position on a crime like ID theft, you limit the thieves from ever being able to rob you of your identity as well as protect yourself from any future attempts. It is always best to be prepared for the storm rather than to wait until it hits to find shelter. Here are some of the most recent statistics on this ever growing and popular crime.

Victims

  • In 2008 there were about 10 million victims who fell prey to identity theft in the United States. (Javelin Strategy and Research 2009)
  • It is estimated that 1 out of every 10 American has already been a victim of ID theft someway or another.
  • 1.6 million Families went through bank account fraud or had their debit cards breached and exposed. These were NOT related to credit cards. (U.S. Department of Justice 2005)
  • Families whose Household income was $70,000or higher were two times more likely to encounter identity theft than households whose salary and income were under $50,000 (U.S. DOJ 2005)
  • 7% of people who had their identity stolen had it done in order for the thieves to commit medical identity theft.

The next section of statistics we focus on is discovery. This part is one of the hardest since it is when people normally find out they have become a victim of ID theft and by then it is already too late.

Discovery

  • Between 38 to 48 % of ID theft victims find out about their identity being stolen within the first three months of the crime. About 9 to 18% of the victims never really know their identity has been stolen until well over four years or later. (these statistics come from the Identity Theft Resource Center Aftermath Study)
  • Between 50.2 Million Americans are now using some kind of credit monitoring service to protect themselves. (As of Sept 2008 provided by the Javelin Strategy and Research 2009)
  • Around 44% of American consumers view their reports using credit report agencies online while one in seven receive their credit report at home.

Focusing on recovery takes tremendous tolls on ID theft victims. Countless hours and a lot of money are spent trying to undo the damage this horrendous crime has caused in the victims lives Some people spend years doing this. But by then it is too late for anything other than trying to return your life back to normal.

Recovery

  • Depending on the seriousness of the case, victims of ID theft take about 5,840 hours trying to counter and correct the effects and damaged caused by the crime. This equals to almost working a full-time job for two whole years by the way. (ITRC Aftermath Study 2004)
  • The average victim of ID theft will spend 330 hours fixing the harm and damage caused by the crime. (ITRC Aftermath Study 2004)
  • 26 to 32% of ID theft victims take about 4 to 6 months to fix the problem. 11 to 23% of the victims take anywhere between 7 months to a full year trying to resolve their cases. (ITRC Aftermath Study 2004)
  • 46% of victims involved in having their identity stolen ended up installing an antivirus, firewall or a anti-spyware program or software on their computer after the fact.
  • 23% ended up switching their primary bank while 22% ended up switching their credit card company as well. (Javelin Strategy and Research 2009)
  • Identity theft victims have to contact several different agencies while attempting to resolve the fraud committed against them.
  • 66% must work together with financial institutions.
  • 40% must contact credit bureaus.
  • 35% have to get help from their local law enforcement agencies.
  • 24% have no choice but to deal with debt collectors.
  • 20% need to work together with assistant services for identity theft.
  • 13% must contact the Federal Trade Commission. (Javelin Strategy and Research 2009)

When people look at the overall cost ID theft has on the world, the numbers are quite shocking to say the least. With the usage in Internet rising daily and people all over the word having access to computers, this crime and numbers can only rise. If that is the case, many consumers out there will be in for a costly, time consuming journey when trying to regain their identity and life back.

Overall Cost

  • 31 billion dollars was the current account fraud total in 2008. (Javelin Strategy and Research 2009)
  • 221 billion dollars a year are lost by businesses all over the world due to identity theft. (Aberdeen Group)
  • Identity thefts victims lose around $851 to $1,378 of they own money while trying to regain their identity and resolve the problem. (ITRC Aftermath Study 2004)
  • The average cost of ID theft victims is $500 (Javelin Strategy and Research 2009)
  • 47% of identity theft victims come across problems when trying to qualify for a new loan. (ITRC Aftermath Study 2004)
  • 70% of Identity theft victims encounter serious hurdles when attempting to remove negative information on their credit reports which resulted from the Identity theft. (ITRC Aftermath Study 2004)
  • Average amount of money lost per household amounted to $1,620. (U.S. DOJ 2005)

Culprits

  • 43% of ID theft victims knew the culprit and perpetrator of the crime. (ITRC Aftermath Study 2004)
  • The most likely culprit involved in case of child identity theft were the children’s parents. (ITRC Aftermath Study 2004)

This section which covers the methods use by identity theft thieves is one that most people need to focus on since it can very well help them to avoid falling victim to this crime and ending up here as a statistic.

Methods

  • 43% (Almost half) of every identity theft crime is due to physical paperwork or wallets being stolen. (Javelin Strategy and Research 2009)
  • Online activity was to blame for 11% of methods used for this crime. (Javelin Strategy and Research 2009)
  • A stolen credit card number or a debit card accounted for 38% of the methods used for identity theft. (Javelin Strategy and Research 2009)
  • A stolen Social Security number was to blame for 37% of identity theft victims. (Javelin Strategy and Research 2009)
  • 36% of all identity theft victims report having their phone number and name endangered. (Javelin Strategy and Research 2009)
  • 24% of the ID theft victims financial account numbers were endangered and compromised due to the ID theft crime. (Javelin Strategy and Research 2009)
  • Well over 35 million data records of corporate and government data were breached and compromised in 2008. (ITRC)
  • In 2008, much of the 59% of new account fraud reported was due to Perpetrators opening up new stolen credit cards and store branded credit card accounts. (Javelin Strategy and Research 2009)

The numbers paint a compelling truth and serve as a warning to all of us; protect yourself before you become the next victim of identity theft. Unless people take a defensive and proactive approach to this crime, they may end up being another number added to the many victims already on this list. Remember that ID thieves never take a day off, never cease to stop doing anything other than to try and strip you of your identity and all they can get out it in return. Protect yourself today.

About the Author

I love helping people find many answers to questions about Internet security, identity theft proctection as well as identity theft solutions and many other security issues that concern consumers today. There are many useful tips, hints and information available in our site. Please visit us today for a free trial to an Internet security program.

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Life-Prints® is the complete software package for your family’s information needs. With three critical components in one package, you can record and securely save your family’s identification and medical information, and other important documents all in one place on your computer. Best of all, you can securely download the information to our Flash Drive so you have everything you need in any corn…

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Designed by former law enforcement officers & financial fraud investigators – and used nationwide! ***
1 – Proactively Reduce Your Risk of Becoming A Victim ***
100+ page Identity Theft Awareness & Prevention Guide provides detailed discussions and practical examples of the many ways that thieves use to obtain your information. Includes FREE regular updates! ***
Expert prevention information clea…

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Allows readers to use critical thinking to create informed opinions on where they stand on the issue of identity theft.

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Not a week goes by when identity theft isn t mentioned in the media or that a Congressional outcry isn t heard about this unrelenting crime. The first authoritative book on identity theft, Identity Theft Handbook is written by a career professional who has spent over 25 years investigating and preventing identity theft in both the public and private sectors. Its rich real-world content includes interviews with government and private sector thought leaders. As well, the costs of identity theft, future trends, and prevention guidance is discussed. For investigators, auditors, and managers.

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The Truth About Identity Theft


$1.99


This is the eBook version of the printed book. This Element is an excerpt from The Truth About Avoiding Scams (9780132333856) by Steve Weisman. Available in print and digital formats.   Preserve your good name! Learn how to prevent, recognize, and halt identity theft–the nation’s #1 scam!   Identity theft is and will be for the foreseeable future number one among scams. More than a third of all fraud complaints to the Federal Trade Commission are for identity theft. In 2006, 14 million Americans were victimized. Identity theft is an attractive growth industry in the criminal world. It is easy to accomplish and difficult to catch….

Preventing Identity Theft For Dummies


Preventing Identity Theft For Dummies


$12.99


Twenty-seven million Americans have been victims of identity theft in the last five years and the total cost of identity theft approaches $48 billion per year (total costs to businesses are $43 billion and the direct cost to consumers is $5 billion) These staggering statistics have prompted security consultant Michael Arata to provide readers with the resources they need to guard themselves against identity theft In this valuable book, Arata offers easy-to-follow, straightforward advice on understanding identity theft, minimizing risk, maintaining vigilance, choosing who to share personal information with, selecting hard-to-guess PINs, determining victimization, reviewing a credit report, charting a course of action, resolving credit problems, reclaiming good credit, and much more Explains how to recover successfully if identity theft does occur Author Michael Arata, CISSP, CPP, CFE, ACLM, is a veteran of the security industry with more than fifteen years of experience

Identity Theft For Dummies


Identity Theft For Dummies


$21.99


Practical solutions to help you deter, detect, and defend against identity theft. In 2008, 9.9 million Americans became victims of identity theft. The cost exceeded $48 billion in 2008; consumers spend some $5 billion out-of-pocket each year to clear up resulting fraud issues. This guide will help keep you from becoming the next victim. Written by a veteran security professional, Identity Theft For Dummies gives you the tools to recognize what information is vulnerable, minimize your risk, stay safe online, and practice damage control if your identity is compromised.:; If you have a name, a date of birth, and a Social Security number, you’re a potential victim; this book helps you recognize your risk and defend against identity thieves; Explains what identity theft is, how it happens, and how to recognize if you have become a victim; Shows how to protect your personal information, how to be discreet in public places, how to interpret your credit report, and why you should monitor your financial statements; Helps you recognize risks you may not have considered, such as what you set at the curb on trash day; Provides advice on how to clear your name if you are victimized. Identity Theft For Dummies arms you to fight back against this growing threat.

Online Identity Theft


Online Identity Theft


$42


Using widely available Internet tools, internet thieves trick unsuspecting computer users into providing personal data, which they then use for illicit purposes, causing mistrust of online payment and banking services.  This book defines identity theft and studies how it is perpetrated, outlines what is being done to combat the major types of ID theft, and recommends specific ways that ID theft can be addressed in an effective, global manner.


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